Terms and Conditions

Terms and Conditions

Welcome to WORKMATE. These Terms and Conditions govern your use of our property investment platform, which allows users to invest in real estate properties using cryptocurrency. By accessing or using our platform, you agree to these Terms and Conditions.

1. Acceptance of Terms

By registering, accessing, or using WORKMATE, you confirm that you are at least 18 years old and legally capable of entering into an agreement. If you do not agree with these Terms, please do not use our platform.

2. Platform Overview

WORKMATE provides an investment marketplace where users can invest in fractional ownership of real estate properties using cryptocurrency. We do not provide financial, legal, or tax advice.

3. User Registration & Verification

  • Users must create an account and complete identity verification (KYC/AML compliance) before investing.
  • The platform reserves the right to reject, suspend, or terminate accounts at its discretion.

4. Investment Process

  • Users can invest in properties listed on the platform by purchasing fractional ownership.
  • Investments are made using supported cryptocurrencies, including but not limited to Bitcoin (BTC), Ethereum (ETH), and stablecoins (USDT/USDC).
  • Returns on investment are based on property value appreciation and rental income distribution.

5. Risks & No Guarantee of Returns

  • Real estate investment carries risks, including market fluctuations and liquidity risks.
  • The platform does not guarantee any profits or protection against losses.
  • Users should conduct their own due diligence before investing.

6. Transaction Fees & Withdrawals

  • Users may be subject to transaction fees, management fees, and withdrawal fees.
  • Withdrawals of funds and earnings are processed in cryptocurrency and may take up to [X] business days.

7. Property Ownership & Management

  • Properties are legally managed by WORKMATE or its affiliates.
  • Investors hold fractional ownership rights through smart contracts recorded on a blockchain.
  • Rental income is distributed proportionally based on ownership percentage.

8. Prohibited Activities

Users agree not to:

  • Engage in fraud, money laundering, or other illegal activities.
  • Attempt to manipulate property values or disrupt platform operations.
  • Use automated systems (bots) to interact with the platform.

9. Termination & Account Suspension

  • The platform reserves the right to suspend or terminate user accounts in case of violations of these Terms.
  • Users may close their accounts at any time, subject to settlement of any outstanding obligations.

10. Liability & Disclaimers

  • The platform is not responsible for market losses or investment decisions made by users.
  • Services may be subject to downtime, technical errors, or external cyber threats.
  • The platform does not offer refunds once an investment has been made.

11. Governing Law & Dispute Resolution

  • These Terms shall be governed by the laws of [Jurisdiction].
  • Any disputes shall be resolved through arbitration in [Jurisdiction], with decisions being final and binding.

12. Modifications to Terms

  • The platform reserves the right to update these Terms at any time. Users will be notified of significant changes.

13. Contact Information

For any questions regarding these Terms, please contact us at [support@workmate.agency].

By using WORKMATE, you acknowledge that you have read, understood, and agree to these Terms and Conditions.